May 2015 Dividends , Options , Adsense and Interest Monthly Report

My portfolio just keeps on trucking with steady dividend payers mainly due to my monthly payers with REITs doing the heavy lifting.

Another solid month for options as my second highest total so far with $4,680.68. I achieved that by selling Apple weekly puts at close to the asking price. If it looks like I will be called on my option I will just buy it back at sell the following week at equal or greater money. This has been my main option strategy providing me income. I also sell covered calls on the stock I do own and employ the same strategy of buying back the call and reselling at a later date.

My interest paid has gone up as I have to pay a few bills here and there and will go up further next month as I have some big property tax bills due next month.

Adsense has gone up even tho my activity on the blog has slowed to a crawl lately. My overall views are trending down due to my inactivity. When I have more time I will write more posts.




May 2015 Dividends Paid
        Monthly payers
 86.63  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.32 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.36 - REI.UN RioCan Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  80.50 - CPG Crescent Point Energy
  19.75 - SJR.B Shaw Communications
 25.70 - ENF Enbridge Income fund
 19.00 - CJR.B Corus Entertainment
 20.00 - BTE Baytex Energy
183.75 - CUF.UN Cominar Reit
  15.44 - PFF Ishares US pref stock
   Quarterly Payers
  15.00 - COS Canadian Oil Sands
  72.00 - BMO Bank of Montreal
107.80 - RBC Royal Bank
  32.30 - CL Colgate Palmolive
  67.32 - KMI Kinder Morgan
  37.74 - CLX Clorox
  52.83 - VZ Verizon
  36.46 - PG Proctor Gamble
312.00 - APPL Apple
  82.25 - T   AT&T

$2,148.33 TOTAL



Total options premiums in May
  $4,680.68
 Options Notes -
- Playing Apple with selling at the money weekly puts.


Total interest paid for margin for May
$395.45



Adsense for my blog in May 2015  $17.29
- 10,280 : Pageviews for March
- 19 : Number of ad clicks




2015 Breakdown   Dividends     Options       Interest      Adsense -
- May                     $2,148.33     $4,680.68     $395.45      $17.29
- April                     $2,630.43   $10,064.11     $350.23        $6.51
- March                  $2,146.39     $2,406.44     $299.22      $17.57
- February              $2,225.91     $2,469.00     $343.29      $20.42
- January                $2,146.41     $3,305.92     $517.21      $19.50
----------------------------------------------------------------------------------
TOTALS  2015    $11,297.47   $22,926.15    $1,905.40     $81.29




2014 Breakdown   Dividends     Options       Interest      Adsense
- December           $2,268.05       $657.49     $396.00        $16.17
- November          $2,182.56       $616.81      $501.82        $10.86
- October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65    $1,518.76     $318.73
 - August                $1,482.38                           $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
------------------------------------------------------------------------------------
TOTALS  2014      $13,291.20    $4,960.54  $1,842.54     $27.03

April 2015 Dividends , Options , Adsense and Interest Monthly Report

April 2015 Dividends , Options , Adsense and Interest Monthly Report

Big month as far as my highest dividend total and by far my largest options premiums totals. I was able to break over $10k in options premiums. I did it selling puts in Apple, Netflix and Google all into earning with all the companies beating estimates.

Plans going forward is to stay the course.  I had to pull some equity out last month for my new home build but I am trying to figure a way to not sell any of my equities going forward. I don't anticipate and new buys or sells in the next couple of months. I will continue to rake in the dividends and play options in the meantime to generate some extra income while I work on my new home build.

This marks 1 year my blog as been rolling and tracking my progress. Even though my posts have slowed I plan on continuing for the years to come. I would like to thank all the regulars that drop by and the continued support of the community. 





April 2015 Dividends Paid
        Monthly payers
 86.63  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.32 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.36 - REI.UN RioCan Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  80.50 - CPG Crescent Point Energy
  19.75 - SJR.B Shaw Communications
 25.70 - ENF Enbridge Income fund
 19.00 - CJR.B Corus Entertainment
 20.00 - BTE Baytex Energy
183.75 - CUF.UN Cominar Reit
  14.76 - PFF Ishares US pref stock
   Quarterly Payers
 23.30 - CNQ
 30.00 - HSE Husky
  80.00 - T Telus
 64.80 - RCI.B Rogers Comm
143.00 - BCE Bell
 37.95 - AGU Agrium
116.60 - CM CIBC
 68.00 - BNS Bank of Nova Scotia
 28.60 - TRP Transcanada Corp
153.00 - TD Toronto Dominion
 33.00 - KO Coca Cola
 43.12 - KMB Kimberly Clark Corp
 40.25 - GE General Electric
 32.77 - BAX Baxter
 41.65 - WMT Walmart
 63.81 - PM Philip Morris
139.05 - GSK Glaxo Smith Kiline
 32.79 - TOT Total
103.97 - NVS Novartis
 38.56 - DOW DOW Chemical

$2,630.43 TOTAL



Total options premiums in April
  $10,064.11
 Options Notes -
- Playing Apple with selling weekly puts.
- Played earnings for Netflix and Google selling put options that expired worthless


Total interest paid for margin for April
$350.23



Adsense for my blog in April 2015  $6.51
- 10,882 : Pageviews for March
- 9 : Number of ad clicks




2015 Breakdown   Dividends     Options       Interest      Adsense 
- April                     $2,630.43   $10,064.11     $350.23        $6.51
- March                  $2,146.39     $2,406.44     $299.22      $17.57
- February              $2,225.91     $2,469.00     $343.29      $20.42
- January                $2,146.41     $3,305.92     $517.21      $19.50
----------------------------------------------------------------------------------
TOTALS  2015      $9,149.14   $18,245.47    $1,509.95      $64.00




2014 Breakdown   Dividends     Options       Interest      Adsense
- December           $2,268.05       $657.49     $396.00        $16.17
- November          $2,182.56       $616.81      $501.82        $10.86
- October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65    $1,518.76     $318.73
 - August                $1,482.38                           $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
------------------------------------------------------------------------------------
TOTALS  2014      $13,291.20    $4,960.54  $1,842.54     $27.03

February 2015 Dividends , Options , Adsense and Interest Monthly Report

 
Steady dividend payers , Steady Apple options premiums as it it continues its upward movement,  Adsense steady and mildly improved , Interest on my margin is going down as I continue to pay it down. Pretty much business as usual.

Right now I am buying some time. I am working on buying a lot to build a new home. So far I have a lot secured but the trouble is financing. Mortgage brokers are making me jump through a few hoops to get it done. I will be pulling equity out of the rental home I just purchased for the lot. I will then try and pull some equity out of my home for the building costs. It is all a bit of a tight rope walk till I figure out the particulars. Will have a post soon on the details on why I am doing all this but I hate to count my chickens before they are hatched.



February 2015 Dividends Paid
        Monthly payers
 86.63  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.32 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.38 - REI.UN RioCan Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  80.50 - CPG Crescent Point Energy
 18.33 - SJR.B Shaw Communications
 25.70 - ENF Enbridge Income fund
 19.00 - CJR.B Corus Entertainment
 20.00 - BTE Baytex Energy
183.75 - CUF.UN Cominar Reit
   Quarterly Payers
141.00 - TD Toronto Dominion
105.00 - RY Royal Bank
 72.00 - BMO Bank of Montreal
 15.00 - COS Canadian Oil Sands
 52.83 - VZ Verizon
 37.74 - CLX Clorox
 30.60 - CL Colgate Palmolive
 63.11 - KMI Kinder Morgan
 82.25 - T AT&T
  8.63 - PFF Ishares US pref stock
282.00 - APPL Apple
35.40 - PG Proctor and Gamble

$2,225.91 - TOTAL



Total options premiums in February
  $2,469.00
 Options Notes -
- Playing Apple with selling puts.


Total interest paid for margin for February
$343.29



Adsense for my blog in February 2015  $20.42
- 11,740 : Pageviews for February
- 15 : Number of ad clicks


2015 Running Dividend Total                 $4,372.32
2015 Running Interest Total                      $860.50
2015 Running Option premiums total   $5,774.92
2015 Running Adsense total                       $39.92

2015 Breakdown   Dividends     Options       Interest      Adsense 
- February              $2,225.91     $2,469.00     $343.29      $20.42
- January                $2,146.41     $3,305.92     $517.21      $19.50
----------------------------------------------------------------------------------
TOTALS  2015      $4,372.32     $5,774.92     $860.50      $39.92





2014 Breakdown   Dividends     Options       Interest      Adsense
- December           $2,268.05       $657.49     $396.00        $16.17
- November          $2,182.56       $616.81      $501.82        $10.86
- October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65    $1,518.76     $318.73
 - August                $1,482.38                           $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
------------------------------------------------------------------------------------
TOTALS  2014       $13,291.20    $4,960.54   $1,842.54     $27.03

January 2015 Dividends , Options , Adsense and Interest Monthly Report

 Another consistent month for dividend paying stocks. A few of my oil stocks have cut their dividends down but it is as expected and did not really make a dent.

Options activity really picked up. I am at my highest Premium month ever with over $3,300. This consisted of playing Apple puts. I sold weekly puts and they all expired worthless as Apple stock rose upwards. Just wished I played it even more lol, but nobody has a crystal ball and I should be happy for the premiums I received.

Interest paid out was a bit higher but it consisted of lat month when I borrowed 100k on margin to make an Apple stock flip for a couple thousand in profit.

Adsense activity is up a but from 2 good days primarily and pageviews are an improvement from last month.



December 2014 Dividends Paid
        Monthly payers
 86.63  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.33 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.36 - REI.UN RioCan Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  80.50 - CPG Crescent Point Energy
 18.33 - SJR.B Shaw Communications
 25.70 - ENF Enbridge Income fund
 18.17 - CJR.B Corus Entertainment
 20.00 - BTE Baytex Energy
   Quarterly Payers
  80.00 - T Telus Corp
  61.76 - RCI.B Rogers Communications
 30.00 - HSE Husky Energy
 22.50 - CNQ Canadian Nat Resources
135.85 - BCE BCE Inc.
 37.22 - AGU Agrium
113.30 - CIBC CIBC Bank
 66.00 - BNS Bank of Nova Scotia
 26.40 - TRP TransCanada
 41.16 - KMB Kimberly Clark
 41.27 - PEP Pepsico
 40.25 - GE General Electric
 32.27 - BAX Baxter
 40.80 - WMT Walmart
 36.90 - TOT Total SA ADR
 63.81 - PM Philip Morris
 38.56 - DOW Dow Chemical
122.60 - GSK GlaxoSmithKline

$2,146.41 - TOTAL



Total options premiums in December
  $3305.92
 Options Notes -
- Playing Apple with selling puts aggressively before earnings, was easy money this month.


Total interest paid for margin for January
$3517.21



Adsense for my blog in December $19.50
- 12,321 : Pageviews for January
- 20 : Number of ad clicks


2015 Running Dividend Total                 $2,146.41
2015 Running Interest Total                      $517.21
2015 Running Option premiums total   $3,305.92
2015 Running Adsense total                        $19.50

2015 Breakdown   Dividends     Options       Interest      Adsense
- January                $2,146.41     $3,305.92     $517.21      $19.50

2014 Breakdown   Dividends     Options       Interest      Adsense
- December           $2,268.05       $657.49     $396.00        $16.17
- November          $2,182.56       $616.81      $501.82        $10.86
- October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65     $1,518.76     $318.73
 - August                $1,482.38                           $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
------------------------------------------------------------------------------------
TOTALS  2014       $13,291.20    $4,960.54   $1,842.54     $27.03

$2,171,545 My Net Worth Update January 2015

My Net Worth Update January 2015

    January 17 / 2015  : Updated every mid month

    ASSETS

Home 2015 assessed value                                  total                 $1,253,000

-Equity Investments

Tax free saving account TFSA -                 $40,876

Retirement saving plan RSP -                  $123,859

Canadian margin account -                      $155,543

US margin account ( Ex Rate 1.1986)-     $185,230
margin available $144,139
                                          

                                                                   Equity   total:                 $505,508

-Rental Property

Warehouse Income Property 2015 assessed value

                                                         

                                                                               total:                 $319,000

-Start Up Company

Brewery start up share value

                                                                               total:                   $85,000

-Cash                  

Checking account                                           $814

Business account                                        $8,223

     

                                                                               total:                    $9,037

                                                                  

                        

                January 2015 Grand Total Net Worth:      $2,171,545

                                     Gain/loss from last month +$44,214


Dec.   2014  : $2,127,331 Details Link  -$33,547
Nov.   2014  : $2,160,878 Details Link  + $49,867
Oct.     2014 : $2,111,011 Details Link  - $28,473
Sept.    2014 : $2,139,484 Details Link + $13,390
August 2014: $2,126,094 Details Link + $14,613
July    2014  : $2,111,481 Details Link  + $5,584
June    2014 : $2,105,897 Details Link   + $3,165
May    2014 : $2,102,732 Details Link

 In Summary-

Lots going on this month. I am closing on a new house in a few days and will have a post about the details soon. Markets been swinging up and down. My Canadian stocks have been tanking as oil continues lower and banks showing weakness. The Canadian dollar is tanking as well from  US dollar value 1.13 last month to 1.19 this month. Overall up over 40k from just my equity portfolio alone.

Other changes have been my property assessments for the year that just came in. My home was worth $1,190,000 last year and this year it went up to $1,253,000. A 63k gain or a 5.3% gain. My commercial property was a different story altogether. In 2014 it was worth $384,000 and now in 2015 its worth $319,000. Wow a 20% drop or 65k. So basically my property values went down 2k this year. I always thought my home was quite undervalued via government assessment but I sure wasn't expecting such a huge drop in my commercial warehouse rental. I had my warehouse listed for sale for quite some time but barely recieved any offers and all were lowballs. I guess demand is quite low. I will just keep it rented out until values rebound and keep an eye on the market.

On brewery side note things are coming together. Equipment is arriving everyday and things are chugging along for a spring launch. Will have some more details and pics soon.

In other news I have been featured on an article by Debt Free Guys website
Give it a look and browse through their site. You can follow them on Twitter @DebtFreeGuys


Till the next update Good Day and Grind On!

December 2014 Dividend , Options , Adsense and Interest monthly report

 The whirlwind of the holiday season is finally over. Thank god, I hate traveling and visiting people really. I don't like much company. I like things dull and predictable! I especially big dividend and options paying months!

Stocks have been very volatile still with big swings up and down as my portfolio has been buncing around.

My monthly dividend payers have been doing the heavy lifting. One of my Reits Cominar CUF.un had  a double payment this month. Also this is my last Tim Hortons dividend as the stock has been absorbed into burger king. I took the option of a partial share switch over into their new merger holding QSR but mainly I got paid out in cash to pay down my margin.

Options activity was steady but nothing spectacular with just a few apple put options.

Adsense was up since it was its first full month. My total pageviews were down as I have not been very active during this month.

On a personal note. My dad is not in the best shape still and is in line for a quintuple bypass. He is being very stubborn and is not quitting his over drinking of homemade wine and moonshine. Also his rich diet of salty foods, red meat , high fat and sugar diet is not helping. I have tried to get him to change his ways by hiding the alcohol and grocery shopping for him but he is not very compliant. Its like he is basically giving up without trying which is disappointing. If he continues his bad habits a heart attack or stroke could happen any day now.

One good thing coming of this is his finances. He just sold one of his houses and is giving me money to buy another house to have in my name as an inheritance as an income property. I personally dont want another rental property but I cant convince him I rather have money in equities. He wont even let me buy a commercial property which I would rather have. It has to be a house close to me and no older than 15 years old. So I don't have much say how I will receive my inheritance but it is greatly appreciated regardless. I did buy him a new big screen tv for chirstmas as a gift in return to show my gratitude.

So I have been house hunting for the last two months and pretty much seen the entire market in my area. I found a place I could feel comfortable to live in if I decide to sell my current house. I will keep both places as long as my father is alive and respect his wishes. After that I will more than likely sell my current home and move into this new cheaper one to free up equity. This also brings up a conundrum since I am holding so many REITS in my portfolio. Either I unload them to pay off my margin and take a 10% hit on them or keep them and pay off my margin slowly. Haven't decided what to do yet but I think I will wind up doing something in the middle with a partial sell.

Details of my home purchase and a 2014 year end review post will be coming soon.

Happy New year to all and hope the markets soar in 2015!

December 2014 Dividends Paid
        Monthly payers
 86.63  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.33 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.36 - REI.UN RioCan Reit
367.50 - CUF.UN Cominar Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  80.50 - CPG Crescent Point Energy
 18.33 - SJR.B Shaw Communications
 25.70 - ENF Enbridge Income fund
 18.17 - CJR.B Corus Entertainment
   Quarterly Payers
 96.00 - FTS Fortis
 35.00 - ENB Enbridge
 32.00 - THI Tim Hortons
 33.60 - SU Suncor
 86.87 - COP ConocoPhillips
 33.15 - AFL Aflac
 16.32 - V Visa
 83.30 - JNJ Johnson & Johnson
 23.37 - IBM IBM
 32.64 - EMR Emerson Electric
 44.12 - UL Unilever
 23.97 - DD Dupont
 36.12 - MCD Mcdonalds
 19.63 - QCOM Qualcomm
 64.80 - BP BP
 59.22 - RDS.B Royal Dutch Shell
 84.68 - IDV Ishares INTL Select Div ETF
$2,268.05 - TOTAL



Total option premiums in December
 $657.49
 Options Notes -
- Playing Apple a bit with puts that have expired worthless

Total interest paid towards margin for December
$396.00

Adsense for my blog in December
 $16.17
- 11,316 : Pageviews for December
- 14 : Number of ad clicks


2014 Running Dividend Total              $13,291.20
2014 Running Interest Total                   $1,842.54
2014 Running Option premiums total   $4,960.54
2014 Running Adsense total                        $27.03

2014 Breakdown    Dividends     Options       Interest      Adsense
- December           $2,268.05       $657.49     $396.00        $16.17
- November          $2,182.56       $616.81      $501.82        $10.86
- October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65     $1,518.76     $318.73
 - August                $1,482.38                           $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
------------------------------------------------------------------------------------
TOTALS  2014       $13,291.20    $4,960.54   $1,842.54     $27.03

November 2014 Dividend , Options , Adsense and Interest monthly report

Things are looking pretty steady lately holding the markets rebound quite well. Have had good gains in Apple stock but countered with my energy stocks doing poorly. Oil still remains at attractive levels and I will be capitalizing on the opportunity.  Option activity is down as Apple stock premiums have slowed since stock has been shooting straight up. I will pick and choose my spots to buy puts.

I have added a new category for my monthly report Adsense. I will be adding how much money my free hosting blog is generating via ad revenue. I dont expect it to ever be that much but its a fun stat.

 Overall minus margin interest included I am up $2,308.41 via dividends, options and adsense for November. Not too shabby but pretty steady especially with my monthly payers.

Till next month Good Day and Grind On!

November 2014 Dividends Paid
        Monthly payers
 86.62  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.33 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.36 - REI.UN RioCan Reit
183.75 - CUF.UN Cominar Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  80.50 - CPG Crescent Point Energy
 18.33 - SJR.B Shaw Communications
 22.92 - ENF Enbridge Income fund
 18.17 - CJR.B Corus Entertainment
   Quarterly Payers
105.00 - COS Canadian Oil Sands
  70.22 - BMO Bank of Montreal
105.00 - RY Royal Bank
  39.38 - PG Proctor Gamble
313.87 - AAPL Apple
  89.48 - T ATT
  61.71 - KMI Kinder Morgan
  37.74 - CLX Clorox
  30.60 - CL Colgate
  52.83 - VZ Verizon            
$2,182.56 - TOTAL

Dividend Notes - Havent done a a dividend increases/decrease report yet for the month but not many changes


Total option premiums in November
 $616.81
 Options Notes -
- Playing Apple  a bit with puts that have expired worthless

Total interest paid towards margin for November
$501.82

Adsense for my blog in November
 $10.86
- 12,886 : Pageviews for November
- 18 : Number of ad clicks


2014 Running Dividend Total              $11,023.15
2014 Running Interest Total                   $1,446.54
2014 Running Option premiums total   $4,303.05





2014 Running Adsense total                        $10.86

2014 Breakdown    Dividends     Options       Interest      Adsense
 - November          $2,182.56       $616.81     $501.82        $10.86
- October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65     $1,518.76     $318.73
 - August                $1,482.38                           $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
------------------------------------------------------------------------------------
TOTALS  2014        $8,840.59    $3,686.24      $944.72       $10.86

October 2014 Dividend , Options and Interest monthly report

October has been a roller coaster of the month with my portfolio taking a huge hit and a big recovery at the end of the month. Very high volatility that's for sure. I have been taking advantage of the volatility with big puts and calls on Apple stock and  a little bit of AliBaba. Apple puts have been free money of lately leading into their big earnings report and juicy premiums have subsided for now. So far my strategy has been selling puts on Apple a few dollars below market value weekly. If it drops my puts gets executed and I then write covered calls on the shares I attain.

Next mid months net worth report should be looking good and very green, would be hard to see it back in the red pending another major dip. Dividend payers were out in full force this month to my highest total yet but I have to keep my margin in check as interest payments also rise. Been contemplating a bit of restructuring of the portfolio.

In other news I have been feeling pretty depressed lately. Been quite tired for a month now and just feel a bit burnt out. I don't have a specific reason but it just feels like things are adding up. Fell off my healthy diet a bit and the weight is slowly creeping up, Been dealing with family issues that has put a bit of stress on me, Haven't been exercising as much as I usually do as well and another wild card might be the lack of sunlight as winter looms. I think every year i get in a grumpy mood when winter looms. I have decided to take action with all this to get me out of this funk. Just started taking some Vitamin D too hopefully lift my spirits and gone for a fake tan. My doctor thought it would be a good idea as he said I have some Vitamin D deficiencies after examining my blood work and he thinks it will help my yearly depression. Next I will renew my gym membership and start going back again. Also new strict diet will start next week to get my weight and self confidence going back in the right direction. Time to get off my lazy butt and make some things happen.

October 2014 Dividends Paid
        Monthly payers
 86.62  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.33 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.36 - REI.UN RioCan Reit
183.75 - CUF.UN Cominar Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  57.50 - CPG Crescent Point Energy
 18.33 - SJR.B Shaw Communications
 22.92 - ENF Enbridge Income fund
   Quarterly Payers
141.00 - TD Toronto Dominion
 26.40 - TRP TransCanada
 66.00 - BNS Bank of Nova Scotia
110.00 - CIBC CIBC Bank
  33.25 - AGU Agrium
135.85 - BCE BCE Inc.
  22.50 - CNQ Canadian Nat Resources
 30.00 - HSE Husky Energy
 61.76 - RCI.B Rogers Communications
 76.00 - T  Telus Corp
 33.97 - DOW Dow Chemical
 37.88 - TOT Total SA ADR
  89.20 - CHL China Mobile
  63.81 - PM Philip Morris
129.64 - GSK GlaxoSmithKline
 32.27 - BAX Baxter
 53.22 - IDV Ishares Int Select Div
 42.56 - GE General Electric
 45.32 - KMB Kimberly Clark
 33.69 - KO Coca-Cola                             
$2,499.87 - TOTAL

Dividend Notes -
- Dividend raises by MCD Mcdonalds, KMI Kinder Morgan

Total option premiums in September
 $2,167.48
 Options Notes -
- Playing Apple and a bit of AliBaba puts and calls

Total interest paid towards margin for October
$538.20




2014 Running Dividend Total               $8,840.59
2014 Running Interest Total                    $944.72
2014 Running Option premiums total $3,686.24

2014 Breakdown    Dividends     Options       Interest
 - October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65     $1,518.76     $318.73
 - August                $1,482.38                            $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
---------------------------------------------------------------------
TOTALS                $8,840.59    $3,686.24      $944.72

September 2014 Dividend , Options and Interest monthly report

September has been a rocky road. I have bet big on Canadian REITS and so far they are down 4.5% or about $6,800 buck OUCHY. I have stepped up my options trading and now will keep track of the premiums I am getting per month. My strategy has been aggressive APPL put and call options. I am not scared to get assigned as I have plenty of room on my margin account to make such plays. Also since I am using margin now I will also track my interest charges along with my dividends.


Here is my Dividends recieved for September

September 2014 Dividends Paid
        Monthly payers
 86.62  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.33 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.33 - REI.UN RioCan Reit
183.75 - CUF.UN Cominar Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  57.50 - CPG Crescent Point Energy
 18.33 - SJR.B Shaw Communications
 22.92 - ENF Enbridge Income fund
       Quarterly Payers
 33.60 - SU Suncor Energy
 32.00 - THI Tim Hortons
 35.00 - ENB Enbridge
 96.00 - FTS Fortis Inc
 45.38 - PEP PepsiCo
 54.53 - PFE Pfizer
 59.22 - RDS.B Royal Dutch Shell
 19.64 - QCOM Qualcomm
 63.18 - BP BP
 34.43 - MCD McDonalds
 23.97 - DD Dupont
 46.64 - UL Unilever
 29.61 - EMR Emerson electric
 23.38 - IBM IBM
 83.80 - JNJ Johnson and Johnson
 13.60 - V Visa
 40.80 - WMT Walmart
 31.48 - AFL Aflac
 86.87 - COP Conoco Phillips
$2,088.65 - TOTAL

Dividend Notes -
- Two Dividend raises this month by MCD McDonalds and TOT TOTAL

Total option premiums in September
 $1,518.76
 Options Notes -
- Playing Apple puts and calls

Total interest paid towards margin for September
$318.73

2014 Running Dividend Total               $6,340.72
2014 Running Interest Total                    $406.52
2014 Running Option premiums total $1,518.76

2014 Breakdown    Dividends     Options       Interest
 - September           $2,088.65     $1,518.76     $318.73
 - August                $1,482.38                            $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
---------------------------------------------------------------------
TOTALS                $6,340.72     $1,518.76      $406.52

August 2014 Dividend and Monthly Report Update

August proved some changes in my Portfolio. From sneaking into Apple dividends with 1000 shares to buying over 150k Reits on Margin. but we cant forget the main reason for it all. THE DIVIDENDS! One day I will not have to make any moves at all and just live off my dividend income. Till then I will grind aggressively forward!


Here is my Dividend total for August


          2014 Running Total - $3861.82
                            *Aug - $1,482.38    Interest total  $87.79
                            *July - $1,239.74       
                            *June -  $608.62
                            *May -  $531.13

August 2014 Dividends Paid
 58.75 - REI.UN RioCan Reit
 39.37 - HR.UN  H&R Reit
105.00 - COS Canadian Oil Sands
 18.33 - SJR  Shaw Communications
 50.70 - BMO Bank of Montreal
 28.00 - D.UN Dream Office Reit
 22.92 - ENF Enbridge Income Fund
 52.65 - AX.UN Artis Reit
 46.00 - CPG Crescent Point Energy
 38.00 - PG  Proctor Gamble
 30.60 - CL Colgate
 60.31 - KMI Kinder Morgan
704.07 - AAPL Apple
 8.80  - DOL  Dollarama
 37.74 - CLX Clorox
 50.91 - VZ Verizon
 71.00 - RY Royal Bank
 59.23 - T AT&T
$1,482.38 - August Total

      $87.79 -August Interest Total

- Added new interest total for cost of borrowing on Margin- August interest total $87.79

- RY Royal Bank increases annual dividend by 5.6% from $2.84 to $3.00
- BNS Bank of Nova Scotia increases annual dividend by 3.1% from $2.56 to $2.64 making it its second dividend increase this year




In Summary

Highest total yet. Since I have started borrowing money at margin I will be paying interest charges that will eat up my dividend totals but as long as my dividends total outweighs my interest total it will all be good. Yes it is risky to borrow money to make money but it is not a significant portion of my net worth and I will be fine if things go sour.

Real Estate News

Not much too report but been pounding the pavement. I have been looking at rental income homes, Potential downsize homes and Lots for sale to build on. There has been a few interesting opportunities but not the right one yet for me to jump on.

Also helped my parents list a home of theirs for sale. Maybe an early inheritance soon coming for me. We will see how things pan out. I am not counting on or expecting anything from them but hey if they want to help me and fund my children's education I would be very grateful.



Market News

Portfolio is rebounding quite nicely from the other months late dip. I hope to report a decent net worth gain mid month if things stay on track.

As detailed before I made a big bet LINK on APPLE for 100k. Things worked out and my option was called for an overall 5k gain after all fees and borrowing costs. The last few days Apple has dropped hard due to the ICloud Scandal. I have to admit I browsed through the pics of Jenifer Laurence ( Thank U Intrawebs!!!) I have since jumped back into another 1000 shares of APPLE at $99.11 average cost which is so far down a $1. I plan on writing options again on it once the price rebounds on it. I am hoping for another 5-10k gain on this bet and will update its progress.

My Big REIT purchase  LINK is down a lil bit 1% overall. I am not worried because Bank of Canada just announced no change to interest rates and also I snuck in a day before the Ex-dividend date on the REITS so it naturally is down a few days after.







Brewery News

Not much too report but just some standard closing documents for share structure. Official possession of new building is next month but we have access to it now. Equipment has been ordered and building improvements have already begun. Hopefully by Christmas we will be pouring our first batch of brew.

Other News- In perspective of it all

School is in session. Oh not for me but my daughter. She is starting junior kindergarten. We have been looking into schools in the area and we have found a non religious private school close by. Yes it is very pricey but I want better for my children's education. I know for me growing up the school system failed me many times. I just skated by as a young punk in over crowded classrooms with teachers not giving a crap about you. For me school was not a safe place and the last few years of high school I carried a knife with me to school for my own protection and a couple occasions I had to use it. School was an extremely stressful time for me and I dont want my kids to have the same experience.

This was a one of reasons why I moved out from the big city. I am very grateful and lucky for what I have. That said I have been debating back and forth about private school for a few years. Yes it is an enormous cost. I have estimated it will cost me $450,000 just to put both my children through to grade 12 and that's not including post secondary. Insane huh. How can one justify this cost.

To me its all about sacrifice. I am willing to sacrifice A fancy home to live in more modest dwellings. I am willing to skip out on personal indulgences (New cars, Vacations, Man toys) for my kids education. This is why I have been looking at downsizing my current home primarily to tell you the truth. Its an investment in their future. As a parent I have learned to stop being so god damn selfish. I used to be Scrooge McDuck grasping my money tight. I was wealthy but miserable. My only purpose was to make money. Now I realize life isn't just about money but living a fulfilled life with purpose. My purpose is to be happy and take care of my family. Dont get me wrong as money places a close second behind my family.

So as my daughter just finished her first day at school I was very impressed with the school and happy about my decision. The amount of time teachers spend with students, the amount of staff on hand, the smaller classroom size,the increased amenities at the school, the extra curricular activities they offer. Its everything I never had at a school. Perhaps my daughter will be CEO of a a fortune 500 company or a hedge fund manager one day. You never know!  Even if my daughter wants to pursue a sports, arts career I am fine with it. Hell even if she wants to be a mechanic or a plumber as long as she has the opportunity to do whatever she wants to is all I can ask for.

This does not deter my end goal in life. My end goal is still to grind forward every year with an increasing net worth. I don't want to die penniless but hand down a legacy my kids can continue with as well grinding forward into the billions and trillions one day. I want them to become asset grinders always reaching for that next rung and challenging themselves in life.

So how was your guys August for investments? Any thoughts on private school?

July 2014 Dividend and Monthly Report Update

  Another month has passed by and things are on track chugging along. I did some tweaking of my portfolio to get my allocation more inline with where I wanted to be at. Made a couple buys and sells which I will detail in the future.

 Here is my Dividends totals for July

2014 Running Dividend Total - $2,379.49
                            *July - $1,239.74     Forward annual dividends $15,169
                            *June -  $608.62
                            *May -  $531.13



July 2014 Dividends Paid
 58.75 - REI.UN RioCan Reit
 22.50 - HR.UN  H&R Reit
141.00 - TD Toronto Dominion
 33.97 - DOW Dow Chemical
 64.00 - BNS Bank of Nova Scotia
 18.33 - SJR  Shaw Communications
 80.00 - CM Cibc
 40.77 - GE General Electric
 31.77 - AGU Agrium
135.85 - BCE BCE Inc.
 28.00 - D.UN Dream Office Reit
 22.92 - ENF Enbridge Income Fund
 22.50 - AX.UN Artis Reit
 46.00 - CPG Crescent Point Energy
 59.98 - PM Philip Morris
 32.27 - BAX Baxter
 95.00 - BA Bell Aliant
 93.75 - CHL China Mobile
 43.14 - KMB Kimberly Clark
 50.33 - RCI.B Rogers Communications
 76.00 - T  Telus Corp
 22.50 - CNQ Canadian Nat Resources
 32.10 - KO Coca Cola
$1,239.74 - TOTAL

July Notes -

- COP Conocophillips increases annual dividend by 5.8% from $2.76 to $2.92
- KMI Kinder Morgan increases annual dividend 3.3% from $1.68 to $1.72
- DD DuPont increases annual dividend 4.4% from  $1.80 to $1.88
- BMO Bank of Montreal increases annual dividend 2.6% from $3.04 to $3.12
- CM CIBC increases annual dividend 2.0% from $3.92 to $4.00
 
In Summary

I am happy I reached over $1,000 in dividend income as my portfolio is close to full efficiency as I only missed a couple ex-dividend dates . Also quite happy I have had 5 dividend increases this month and I am eager for more!

                                         Thinking of building this style of home


Real Estate News

So I have been quite busy with looking at various real estate deals. First off I am thinking of building a new home. I would more than likely take out a mortgage or home equity line of credit on my current home to do so and then once house is complete I would fix up my home a lil bit and sell it. If I can get this all done within 1.5 years I estimate I will add about 150-200k to my net worth and more importantly adding to my cash generating investments. However it is a huge task and the stars have to align a little bit to do so. So far looking for lots have been very scarce as the area I am looking in is very hot for tear down homes driving up crappy home value.

Also have been looking at rental income properties. My buddy has one for sale which I am going to get inspected and appraised. I am also looking at various triplex and 4plex properties around my city looking for something with good revenue and something I can manage on my own.

I can probably only make one big move so whatever the best deal comes up I will decide then.


Options 

Last month I closed out 1 Apple call and looks like my August $103 call will expire worthless. I think I am going to take a break for options right now as I am wanting to see how far Apple can really run with their new products coming.


Other News

Boy did the market take a beating last day of July. My portfolio plunged 1.5% in one day. Ouchy!
Oh well. That how she goes!

I haven't been as active as I like blogging  as I have been out and about quite a bit scouring new opportunities.

I have been trying to figure out my parents finances which are in a state of concern. They have many assets but no will or trust set up. I have been trying to convince them to get at least a will done asap but its very tough to get them to agree on anything. Its been very frustrating to me and its quite concerning. On top of huge family drama issues with extended family overall it has been a very stressful month. I just gotta keep my head down, stay focused , do one task at a time and grind away.

On a funny note for fun I met with the banks mortgage specialist ( I usually use a independent mortgage brokers). So I wanted to see what kind of rates they could get me for various loan options, equity line of credit, traditional mortgage and builders mortgage. Man what a joke! The guys was offering me no break over posted rates and then he finally said he couldn't give me a loan anyway because I had no 9-5 job lol. WOW! In my many years I have taken loans out in the past easily with no so called salary job. Investors with great capital, great credit scores with no salary income in Canada can skip going to the bank! When I am ready to make the plunge for a loan I will go to some private mortgage guys that get the deals done and at lower rates than the bank.


So how was your guys dividend income this month?
How big was your portfolio drop on July 31?

Good Day and Grind On!

June 2014 Dividend and Monthly Report Update

Another month has passed by and things are on track. My core purchases are complete. My portfolio has had some appreciation, dividends are almost fully coming in.

Here is my Dividends totals for June and so far in July

   2014 Running Total - $1,254.93
                 * July  - 115.18
                 * June - 608.62
                 * May  - 531.13

July 2014 Dividends Paid
 32.27 - BAX Baxter
 22.50 - CNQ Canadian Nat Resources
 32.10 - KO Coca Cola
 115.18 - TOTAL


June 2014 Dividends Paid
 35.09 - PEP PepsiCo
 22.50 - HR.UN  H&R Reit
 40.43 - TOT Total SA ADR
 18.33 - SJR  Shaw Communications
 27.60 - SU Suncor Energy Inc
 28.00 - D.UN Dream Office Reit
 22.92 - ENF Enbridge Income Fund
 34.43 - MCD McDonalds
 46.00 - CPG Crescent Point Energy
 22.50 - AX.UN Artis Reit
 35.00 - ENB Enbridge
 48.00 - FTS Fortis
 33.15 - PFE  Pfizer
 58.75 - REI.UN RioCan Reit
 39.16 - CVX Chevron
 32.73 - JNJ Johnson & Johnson
 22.95 - DD DuPont
 41.06 - COP Conocophillips
608.62 -TOTAL


June Dividend Notes -  

- Total SA ADR is a France based company and they take 30% in withholding taxes ouch!

- Overall slightly disappointing, Was expecting to hit over $1,000 with my holdings. Missed a few ex dividend dates from my initial purchases in May were to be paid out in July.

- Next month in July my portfolio should be at full dividend paying efficiency and should be generating close to the $1,100 of my monthly average forward dividend projections including withholding tax.

- The totals are actual payouts I have received so they include withholding tax and are currency neutral

                                                         My baby boy aka Elton John


Future Buys and Portfolio Readjustment 

Going forward I hope to make a new purchase every 1-2 months. I do however wish to do a little bit of portfolio rebalancing. Nothing major but some mild tweaking to increase my income via dividend payouts and also starting to write options.


Options 

I have begun to write options on my Apple holdings. Overall I am bullish on Apple in the long term. I have a large 700 share holding roughly equating to $65,000. Or roughly 16% of my overall holdings. Which is overly substantial.

 So I have come up with a plan with my holdings to write covered call options against it. I am writing monthly out of the money options at above 5-10% of the share price. This strategy will hedge my earnings if APPL were to gain over 10% in one month so I will miss out on gains beyond that.
 
The benefits of this strategy is that it would give me a positive exit point in reducing my position, it would give me extra income for writing the calls, it will hedge against losses with the premiums I receive. Overall its an insurance policy for movement in the stock and a way to generate some more income.

Once I finally do get called with the stock, I may look to re-enter my holdings at a smaller position of apple and continue the option writing process for income in the future.

                                                                    A lil teaser
Brewery

As some know I am investing in a brewery start up. I have officially invested $85,000 into it. The brewery was in the funding stage and just last week they have reached their goal of raising over 1.1 million.  Several banks are competing for the rest of capital needed and their borrowing rates are surprisingly quite low in the sub 4%. This shows even the banks have quite a bit of faith in the team and project which is assuring for investor such as myself. So the gears are in motion of purchasing the land and building, upgrading the building and ordering the necessary equipment. This process will take a few months but it is quite exciting. The brewery already has a good local buzz around it and will no doubt have some good community support to start.
 


Blog News

Not much going on, Just starting to get a schedule going on of at least 4-5 posts a month. I have joined the Yakezie challenge where finance bloggers try and improve their Alexa score and get more involved with their finance network.

Thanks to all the fellow bloggers that have dropped by and dropped a comment and added me to their blogroll network.

Going forward

I plan to write a post about 2 different loans I have given and also getting a friend out of debt.
Stay Tuned!


So what do you guys think of my month and how was your month? Also what are your thoughts on options for an added income boost to the dividend investor?

Good Day and Grind On!

May 2014 Dividend and Monthly Report Update

May has been a busy month for me behind the computer with adding many new positions. After my buying frenzy past couple months I am almost fully invested into the market now with maybe like 7-10k left to invest in June. My strategy going forward will be slight adjustments to my portfolio and then re-investing all my dividends every month into new or more than likely current positions.

I am pleased by the progress of my blog as its still a work in progress. Only Started this May 9 so it has largely surpassed my expectations so far and its been a lot of fun. I would like to thank everyone that has dropped by and have given me support. If this page gets popular enough I may switch over from blogger to my own domain at some point but I will probably have to hire someone to make it all fancy and monetize it for me at that point. Till then no rush. Please bare with my spelling and grammatical errors as I did not do well in English at grade school!

My current plans for this blog is
-Monthly end dividend report, reporting increases and decreases
-Monthly end review
-Monthly net worth done around middle of every month
-Weekly purchases
-My current watchlists
-Occasional insight and ramblings
-Future give aways because everyone likes free stuff and its my way of giving back
  (Grats to freedom35 for winning the $10 Itunes giftcard on my first giveaway!)


May 2014 Dividends Paid
 22.50  - AX.UN Artis REIT      
 46.00 - CPG Crescent Point Energy
   8.80  - DOL  Dollarma
 28.00 - D.UN Dundee Reit
280.00 - AAPL Apple
105.00 - COS  Canadian Oil Sands
 22.50 - HR.UN  H&R REIT
 18.33 -SJR.B  Shaw Communications
$531.13 - TOTAL 



Total forward yearly projected dividend total is $14,364

May Dividend Notes - Most of my holdings was purchased this month and last so my dividend portfolio is not in full swing yet as I missed a few ex-div dates. A few of my monthly payers have showed up already and a big payout by APPL. No increases or decreases in dividends to report this month but I have a couple next month I believe. My dividend page has been updated to reflect this.



New Purchases and Portfolio Update- Couple days ago I purchased BCE Bce Inc. and GSK GlaxoKlineSmith. Both stocks I already owned but wanted to increase my holdings. Good yields on both but high payouts especially with BCE. I have a lil bit of a user bias with BCE since I use them for my cell phone and very pleased with them overall. My holdings page has been updated to reflect the new purchases. My next purchases should be geared toward more international stocks as I am lacking in that category for my diversification goals. Apple has had a huge run up this past month as it marches toward the 7-1 stock split on June 1. Current price is $633 or $90.42 after the split. I expect to see it hit $100 within next couple months once the new iphone is revealed. The Beats aquisition was a puzzling one but APPL had a hidden agenda to aquire their paid music streaming service and music power broker Jimmy Ivine to broker future music deals with record labels. I am rethinking my position in APPL as I may hold a little longer than expected to say where there future is going, hopefully with larger dividends and growth!

AAPL	Apple Inc.	633.00	15.17	2.10	41.73	13.16
GSK	GlaxoSmithKline PLC Common Stoc	53.94	15.31	4.70	3.52	2.56
BCE.TO	BCE Inc	49.84	19.55	4.98	2.60	2.47

Net Worth Mini Update- As of right now I am a little bit down since last report of $2,102,732. A property tax bill came up for my Rental Property of $5600 so I had to pay that off as well as a few other bills. Also lost $2000+ on currency exchange from Canadian to American! Damn bastard banks. Since those transactions I read up on ways to negate such transaction costs by buying specific funds on the Canadian market and then transferring them into my US account and then selling them as soon as they transfer. The whole process takes a bout a week and the cost would be just $20 for the two trades and then the currency flucuation good or bad till it settles. Yes its a bit of work but might be well worth it on transactions over 50k. But this time I took the bath of the currency exchange which was like 2%+. Should coulda woulda is what I say to that!




Props to my favorite bloggers- Thanks for dropping by and making great content!

RoadMap2Retire
My Dividend Pipeline
DivHut
All About Interest
Dividend and Whisky
Dividend Mantra
RockStar Finance
Dividend Ninja
Freedomthirtyfive blog
Passive-income-pursuit
Dividend hawk
Sorry if I have forgotten anyone!