Monday 1 December 2014

November 2014 Dividend , Options , Adsense and Interest monthly report

Things are looking pretty steady lately holding the markets rebound quite well. Have had good gains in Apple stock but countered with my energy stocks doing poorly. Oil still remains at attractive levels and I will be capitalizing on the opportunity.  Option activity is down as Apple stock premiums have slowed since stock has been shooting straight up. I will pick and choose my spots to buy puts.

I have added a new category for my monthly report Adsense. I will be adding how much money my free hosting blog is generating via ad revenue. I dont expect it to ever be that much but its a fun stat.

 Overall minus margin interest included I am up $2,308.41 via dividends, options and adsense for November. Not too shabby but pretty steady especially with my monthly payers.

Till next month Good Day and Grind On!

November 2014 Dividends Paid
        Monthly payers
 86.62  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.33 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.36 - REI.UN RioCan Reit
183.75 - CUF.UN Cominar Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  80.50 - CPG Crescent Point Energy
 18.33 - SJR.B Shaw Communications
 22.92 - ENF Enbridge Income fund
 18.17 - CJR.B Corus Entertainment
   Quarterly Payers
105.00 - COS Canadian Oil Sands
  70.22 - BMO Bank of Montreal
105.00 - RY Royal Bank
  39.38 - PG Proctor Gamble
313.87 - AAPL Apple
  89.48 - T ATT
  61.71 - KMI Kinder Morgan
  37.74 - CLX Clorox
  30.60 - CL Colgate
  52.83 - VZ Verizon            
$2,182.56 - TOTAL

Dividend Notes - Havent done a a dividend increases/decrease report yet for the month but not many changes

Total option premiums in November
 Options Notes -
- Playing Apple  a bit with puts that have expired worthless

Total interest paid towards margin for November

Adsense for my blog in November
- 12,886 : Pageviews for November
- 18 : Number of ad clicks

2014 Running Dividend Total              $11,023.15
2014 Running Interest Total                   $1,446.54
2014 Running Option premiums total   $4,303.05

2014 Running Adsense total                        $10.86

2014 Breakdown    Dividends     Options       Interest      Adsense
 - November          $2,182.56       $616.81     $501.82        $10.86
- October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65     $1,518.76     $318.73
 - August                $1,482.38                           $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
TOTALS  2014        $8,840.59    $3,686.24      $944.72       $10.86


  1. A-G,

    Huge dividend income there. Mighty, mighty nice! :)

    Just wondering, what percentage of your portfolio is allocated to REITs/real estate? It seems you're particularly heavy there between your REITs and your physical real estate, no?

    Either way, enjoy that income!

    Best regards.

    1. My porfolio is about35% in Reits, Yes I know very high, That might change soon. Might be taking on some more physical real estate soon. At that point I will reduce my Reits and spread my allocation elsewhere. Actually thinking about getting into some preferred stock starting a position in a US etf tat ladders them.

  2. If I was receiving 2k a month in dividends I will be retire. Great progress. keep it up.

    1. tough to do with 2 young kids lol. Gotta keep grinding!

  3. Hi A-S
    I presume that all these divs are non-registered so you get to write off the interest.
    I have been running a HELOC for a few years and have built up a nice payout that covers the interest and pays down some of the principle every month. As long as the interest rate (3%) on the HELOC stays where it is I am quite happy and may just retire with debt. I do throw some spare cash at it every month in that I pay the HELOC interest. This helps to pay down the principle faster but also frees up "extra" cash to re-invest if something catches my eye.
    I am significantly below your interest charges but then I have been at it longer and have the margin between portfolio worth (hence dividends) and the HELOC loan.

    Keep it up. Pay down the principle and in several years you just may be able to retire early

    1. I have looked into some HELOC but the rates arnt working out to well. Right now Im better off just on my margin at 3% interest, will be cheaper if I switch brokers to interactive trading brokers with 2% and lower rates, In the new year I am going to decide if I really want to go that route and hold onto some margin or just zap my debt by selling some stuff off or by paying it down aggressively .

      Thanks for droppin by with the HELOC tidbit as its a very valid point.

  4. What an impressive month! Truly impressive and thanks for sharing with us. I look forward to seeing the updates on the adsense and what direction you take with new buys in the oil sector.

    1. Ive got a buy comin up and its in oil, unusual high yielding name. Lil bit of risky bet and will tell u guys soon.

  5. You're killing it, what an impressive month! Hopefully we can reach the $2k/month dividend in the next 5 years or so....

    1. As long as you pick the growers u will be there soon enough. I have chased yield a bit too much and its a better approach to get a higher quality lower yielder. I just wanted to get to the sustainable level sooner than later where I then can allocate my cash to better growth potential.

  6. Very nice investing and blogging income. Your ad placements are pretty good. I think you should hit $15 in December :) It took me almost a full year to build up my first $100 adsense payout haha.

    1. Real question is what did u do with the $100 is what counts. I hope u did something off the wall with it like 100 mcdonalds cheeseburgers and u just ate the pickles out of them! Now thats a $100 u will remember lol!

  7. Great progress, A-G. You are killing it with that income and its easily surpassing your interest charges. Inspirational as always.
    Keep it up!


    1. Im not killing anything until I hit 10k passive income a month i feel. The real question is why do baby shoes cost $60 in the store, it just DOESNT maKE ANY SENSE,SO LITTLE FABRIC LOL!

  8. Okay, so I did some math here on just your dividend income. If you could average $2,182.56 in dividend income every month, you are basically averaging $12.59/hour. This is assuming you are working 40 hours a week and that you work every week.

    $12.59/hour is a full-time job for most people! Incredible and inspirational.

    1. Lol love the math. Its still not enough, but when is it really! I would like a job that pays $100 a hour tho so I will continue grinding.

  9. I love the fact you are earning $2,000 per month in dividends :)



    1. 10k a month has a better ring to it i think hah

  10. AG,

    Great job, looking good!
    The AdSense income is quite good for your first month already. It will probably pick up in the next couple of months.

    Can't wait until I reach the $2,000 monthly mark myself because that would mean a very comfortable retirement.

    Keep lighting the way, pal!

    1. adsense is quite low but I dont expect much either, My guess is between 10-20$ a month mostly. Ya I know big bucks!!!!!!

  11. Hi AG – great results. Congrats!

    A quick question (although you may have already answered this at some point). When you list your monthly dividends amount, are these only the portion of the overall monthly dividends that go directly to your cash account (hence representing income that you can easily access) or are these a combination of both those going to your cash account as well as those that are reinvested via DRIPs. Or are all your investments on DRIPs meaning that the dividends that you listed are all reinvested?

    Thanks in advance.

    1. Right now I have no Drips, I am putting all dividends into paying down my margin.

  12. Nice work! What are your thoughts on the decline in oil prices, are you buying now (or in the future)?

    1. I bought a lil bit more oil but its been a real massacre lately. Trying to catch a falling knife is tough. My porfolio taking a beating this week because of my oil and financial holdings primarily in Canada. Doesnt help Canada getting downgraded and now foreign money is puring out. Very unsettling times in Canada markets!

  13. Hi Asset-Grinder,

    Congratulations on a very filled month. Oil is really hitting my portfolio as of late, but I guess we are all on that boat. Additionally, my BNS holding is also taking a beating because it is indirectly linked to oil. How are things in Canada? Are the news spreading panic about low oil prices?

    I am also considering starting adsense soon, any advice so far?

    Best Wishes,