Another steady month. I am getting my accounts ready for my new home purchase and financing the build. Was tough for me to get a mortgage on my current home but I managed to get it done. Money will be shifting around and I might be forced to sell my stocks to cover the build for a few months but I am working on options that hopefully will not come to that.
I am happy with the steady options premiums I have been raking in and I hope to keep it going playing APPLE by selling puts. Interest paid has gone down by just paying down my margin. Adsense is down due to my lack of posts and activity which I attribute to my nephew staying with us and my new house project which have been swallowing up my time.
March 2015 Dividends Paid
Monthly payers
86.63 - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.32 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
94.38 - REI.UN RioCan Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
80.50 - CPG Crescent Point Energy
19.75 - SJR.B Shaw Communications
25.70 - ENF Enbridge Income fund
19.00 - CJR.B Corus Entertainment
20.00 - BTE Baytex Energy
183.75 - CUF.UN Cominar Reit
7.81 - PFF Ishares US pref stock
Quarterly Payers
102.00 - FTS Fortis
46.50 - ENB Enbridge
33.60 - SU Suncor
86.87 - COP Conoco Philips
33.15 - AFL Aflac
16.32 - V Visa
83.30 - JNJ Johnson and Johnson
23.37 - IBM IBM
32.36 - EMR Emerson Electric
40.01 - UL Unilever
23.97 - DD Dupont
36.12 - MCD McDonalds
59.22 - RDS Royal Dutch Shell
19.63 - QCOM Qualcomm
64.80 - BP BP
39.84 - IDV Int Sel Div ETF
41.27 - PEP Pepsico
54.60 - PFE Pfizer
$2,146.39 TOTAL
Total options premiums in March
$2,406.44
Options Notes -
- Playing Apple with selling puts.
Total interest paid for margin for February
$299.22
Adsense for my blog in March 2015 $17.57
- 11,453 : Pageviews for March
- 8 : Number of ad clicks
2015 Running Dividend Total $6,518.71
2015 Running Interest Total $1,159.72
2015 Running Option premiums total $8,181.36
2015 Running Adsense total $57.49
2015 Breakdown Dividends Options Interest Adsense
- March $2,146.39 $2,406.44 $299.22 $17.57
- February $2,225.91 $2,469.00 $343.29 $20.42
- January $2,146.41 $3,305.92 $517.21 $19.50
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TOTALS 2015 $6,518.71 $8,181.36 $1,159.72 $57.49
2014 Breakdown Dividends Options Interest Adsense
- December $2,268.05 $657.49 $396.00 $16.17
- November $2,182.56 $616.81 $501.82 $10.86
- October $2,499.87 $2,167.48 $538.20
- September $2,088.65 $1,518.76 $318.73
- August $1,482.38 $87.79
- July $1,239.74
- June $608.62
- May $531.13
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TOTALS 2014 $13,291.20 $4,960.54 $1,842.54 $27.03
Canadian and US Dividend growth stock strategy for the Grinders out there
Tuesday, 31 March 2015
Wednesday, 18 March 2015
$2,893,298 My Net Worth Update March 2015
March 18 / 2015 : Updated every mid month
ASSETS
Home 2015 assessed value total $1,253,000
-Equity Investments
Tax free saving account TFSA - $40,502
Retirement saving plan RSP - $147,600
Canadian margin account - $158,950
US margin account ( Ex Rate 1.257)- $206,181
margin available $163,433
margin available $163,433
Equity total: $553,233
-Commercial Rental Property
Warehouse 2300 sqft Income Property 2015 assessed value
total: $319,000
-Residential Rental Property
Rental Home 3200 sqft Income property 2015 assesed value
total: $667,000
-Start Up Company
Brewery start up share value
total: $85,000
-Cash
Checking account $6,141
Business account $9,924
total: $16,065
January 2015 Grand Total Net Worth: $2,893,298
Feb. 2015 : $2,896,605 Details Link +$725,060
Jan. 2015 : $2,171,545 Details Link +$44,214
Dec. 2014 : $2,127,331 Details Link -$33,547
Nov. 2014 : $2,160,878 Details Link + $49,867
Oct. 2014 : $2,111,011 Details Link - $28,473
Sept. 2014 : $2,139,484 Details Link + $13,390
Aug. 2014: $2,126,094 Details Link + $14,613
July 2014 : $2,111,481 Details Link + $5,584
June 2014 : $2,105,897 Details Link + $3,165
May 2014 : $2,102,732 Details Link
Not much happening this month. Slight loss of $3,307 as markets are bouncing around a bit affecting my stock portfolio . My cash on hand and debt are going in the right direction which I don't mind. The Canadian dollar continues to get weaker and Oil stocks which I am heavy in is still bouncing around all time lows. But what the heck is with the prices at the pump. I am paying prices that are equivalent to $100 oil barrel prices right now, least you can do is drop the price at the pump or my stock price you greedy bastards! Oh well it will catch up soon enough!
I am getting set to purchase a new lot for building my new home so I am playing it safe in the markets right now. I am focusing on paying down debt to get ready for all this. Financing has been a little bit tricky and I am just trying to play the close date on the purchase so I don't have to carry debt until I need to. Right now I got the new lot surveyed already and working on house plans with an architect. So I have officially committed to this next move into building a new house and selling my old one. With all said and done I will be in a much better financial position this time next year.
For this build to happen I need some things to fall into place. I need to sell my home and secure financing. Worst case scenario is that I will sell my equities until my home sells and then repurchase them. Not my ideal choice or the most tax efficient but crunching the numbers it is better than getting a private loan at 6% interest.
In other news my brewery investment is coming to fruition and should be open for business next month! Hip Hip Hooray!
In family news my nephew that has come live with us is doing alright. He still does not talk to me much. It has been a challenge for him to open up. He is enrolled in air cadets and enjoying it. I make sure he is on top of his schooling with homework. Hopefully in time he will communicate more as its a tough situation.
Stay tuned for more posts!
Here is a pic of me working on the main floor layout. Thinking of losing the mudroom and making the powder room/ pantry and kitchen bigger!
Sunday, 1 March 2015
February 2015 Dividends , Options , Adsense and Interest Monthly Report
Steady dividend payers , Steady Apple options premiums as it it continues its upward movement, Adsense steady and mildly improved , Interest on my margin is going down as I continue to pay it down. Pretty much business as usual.
Right now I am buying some time. I am working on buying a lot to build a new home. So far I have a lot secured but the trouble is financing. Mortgage brokers are making me jump through a few hoops to get it done. I will be pulling equity out of the rental home I just purchased for the lot. I will then try and pull some equity out of my home for the building costs. It is all a bit of a tight rope walk till I figure out the particulars. Will have a post soon on the details on why I am doing all this but I hate to count my chickens before they are hatched.
February 2015 Dividends Paid
Monthly payers
86.63 - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.32 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
94.38 - REI.UN RioCan Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
80.50 - CPG Crescent Point Energy
18.33 - SJR.B Shaw Communications
25.70 - ENF Enbridge Income fund
19.00 - CJR.B Corus Entertainment
20.00 - BTE Baytex Energy
183.75 - CUF.UN Cominar Reit
Quarterly Payers
141.00 - TD Toronto Dominion
105.00 - RY Royal Bank
72.00 - BMO Bank of Montreal
15.00 - COS Canadian Oil Sands
52.83 - VZ Verizon
37.74 - CLX Clorox
30.60 - CL Colgate Palmolive
63.11 - KMI Kinder Morgan
82.25 - T AT&T
8.63 - PFF Ishares US pref stock
282.00 - APPL Apple
35.40 - PG Proctor and Gamble
$2,225.91 - TOTAL
Total options premiums in February
$2,469.00
Options Notes -
- Playing Apple with selling puts.
Total interest paid for margin for February
$343.29
Adsense for my blog in February 2015 $20.42
- 11,740 : Pageviews for February
- 15 : Number of ad clicks
2015 Running Dividend Total $4,372.32
2015 Running Interest Total $860.50
2015 Running Option premiums total $5,774.92
2015 Running Adsense total $39.92
2015 Breakdown Dividends Options Interest Adsense
- February $2,225.91 $2,469.00 $343.29 $20.42
- January $2,146.41 $3,305.92 $517.21 $19.50
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TOTALS 2015 $4,372.32 $5,774.92 $860.50 $39.92
2014 Breakdown Dividends Options Interest Adsense
- December $2,268.05 $657.49 $396.00 $16.17
- November $2,182.56 $616.81 $501.82 $10.86
- October $2,499.87 $2,167.48 $538.20
- September $2,088.65 $1,518.76 $318.73
- August $1,482.38 $87.79
- July $1,239.74
- June $608.62
- May $531.13
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TOTALS 2014 $13,291.20 $4,960.54 $1,842.54 $27.03
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